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Buyer's guideManaged COI tracking services for construction (2026): who reviews for you
If nobody on your team has time to read endorsements and chase brokers, you can pay someone to. Here's who offers that, what it includes, and what you give up.
There are three ways to manage contractor COIs: a spreadsheet, software your team runs, or a service that runs it for you. This guide is about the third. It compares the managed options from the tools in our full comparison of COI tracking software for construction, using each vendor's own pages, linked under Sources.
If you're still deciding between the three, start with our COI Journal report on spreadsheet, service or software.
Who offers a managed option
| Service | What their team does | Published price |
|---|---|---|
| Billy managed plan | CRIS-certified reviewers check every certificate and endorsement | Plans from $500 a year; managed by quote |
| bcs full service | US-based analysts handle outreach and call the vendor and, when needed, the vendor's agent, with no cap on attempts; full policy and description of operations review included | From $17.80 per vendor per year, $10,000 annual minimum |
| Jones Operator tier | A concierge team handles the back-and-forth with brokers, agents and third parties; Policy Review add-on reads full policies | Per record per property, by quote |
| TrustLayer+ | Licensed insurance professionals run the program | By quote |
| Forsured | No managed service. Software your team runs, with the broker in a shared workspace | Quote |
| PINS Advantage | No managed service. Software your team runs | From about $300 a month |
What a service does and doesn't take off your plate
It takes: reading certificates and endorsements, sending deficiency notices, chasing vendors and brokers, and renewal follow-up.
It doesn't take: the decision to let a trade on site with a gap, the requirements you set, or the loss if the review was wrong. Your contract with the service decides how much of that they stand behind, so read it.
Questions to ask any managed COI service
- Who are the reviewers, and what credential do they hold? Billy names CRIS certification; ask the others.
- Do they read endorsement wording, or check that a form number is present?
- How do they record an accepted gap, and can you see it?
- What happens when you disagree with a result?
- How many attempts do they make before escalating to you? bcs says there's no cap.
- What's the minimum? bcs publishes $10,000 a year. Ask the rest.
- Do your subcontractors or their brokers ever pay or sign up?
When software beats a service
- Your owners' requirements vary by project and you want your own risk team holding the line.
- You want the broker working directly from the gap, not from a service's email.
- You want one person accountable for every waiver.
That's the case Forsured is built for: a person on your team approves or waives every result, and the broker fixes the gap in the same workspace. If you want the review done for you, a managed service is the better fit.
About this guide
This guide was written by the Forsured team. Forsured makes one of the tools described here and does not offer a managed service. No vendor paid to be included or saw this page before it was published. Every vendor fact comes from that vendor's own public pages as of the dates under Sources. Services change, so confirm with each vendor.
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About Forsured
Forsured is construction insurance compliance software for general contractors and the brokers who insure their trade contractors. You set each project's insurance requirements once. Forsured reads every contractor COI and endorsement against them, flags each gap with the reason, and keeps checking through renewals until the job is done.
- Project requirements with exceptions, not one template for every job
- Endorsement review (additional insured, waiver of subrogation, primary and noncontributory), not just the certificate
- A shared workspace where the contractor's broker sees exactly what's missing
- A person on your team approves every result, with a full review history
“What stood out to us is that Forsured doesn't just organize the paperwork. It helps us understand what meets the project requirements, what needs attention, and what needs to happen next. That clarity across the GC, subcontractor, and broker is where we see the real value.”
Send us one project's requirements and a contractor COI or two. We'll show you every gap we find, free.
Common questions
Can I outsource COI tracking for my construction company?
Yes. Billy, bcs, Jones and TrustLayer each offer a managed or full-service option where their reviewers check certificates and endorsements and follow up with vendors or brokers. bcs publishes full-service pricing; the others quote.
How much does outsourced COI tracking cost?
bcs full service starts at $17.80 per vendor per year with a $10,000 annual minimum. Billy, Jones and TrustLayer quote their managed tiers. Compare it against what the same hours cost on your own team.
Is a managed COI service better than software?
Neither is better in general. A service fits when you can't staff endorsement review. Software fits when you want your own risk team making and recording each decision. Many GCs use software and add a service only for outreach.
Sources
- Pricing and plans, bcs, checked Nov 13, 2026
- FAQ: requirements, renewals and pricing, Billy, checked Nov 11, 2026
- Pricing and plans, Jones, checked Nov 11, 2026
- Plans, TrustLayer, checked Nov 11, 2026
- Pricing, PINS Advantage, checked Nov 13, 2026
We link to the original reporting and research behind every post. This post is general information, not legal or insurance advice: Forsured is a software company, not a law firm or a licensed insurance agency, so confirm anything you'll rely on with your broker or attorney. Spotted something we got wrong? Write to hello@forsured.ai and we'll fix it.